Blog
Welcome to our Money Mindset Blog, where we aim to empower readers with guidance and share valuable, interesting, and thought‑provoking ideas. In a world that’s constantly changing, we believe independent thinking and education are more important than ever. Join us in pursuing wealth, purpose, and fulfillment.
Here, you will find insights on markets and policy, thoughtful planning opportunities, and the psychology of money—topics designed to help you make clearer, more confident financial decisions.
If you’d like to receive these insights directly, whether you’re a client, colleague, or simply someone who enjoys thoughtful perspectives, feel free to email agillette@rwbaird.com and we will be happy to add you to our list.
What’s a Market Bubble? Why Perspective Matters
What a market bubble really means, why the term shows up so often, and how to think clearly about today’s AI-driven growth without reacting to headlines.
Read MoreIran, Geopolitics, and What Really Drives Markets
Markets may react to geopolitical headlines, but long-term results are driven by fundamentals. Staying disciplined and avoiding emotional decisions helps investors capture recoveries and stay on track toward their goals.
Read MoreIn the Markets Now: King Cash (and False Security)
Cash can offer perceived safety, flexibility, and short‑term stability but the purchasing power of excess cash quietly erodes over time.SecurityIn response to the devastating impact of World War I, France spent the early 1930s building...
Read MoreStaying Grounded in the Age of AI
AI is the latest in a long line of transformative technologies we can’t fully predict. Rather than reacting to bold narratives, investors are better served staying disciplined, focused on long-term plans, and grounded amid uncertainty.
Read More2026 Financial Planning Moves
Like anything else, financial success starts with thoughtful planning and being intentional. While planning is always important, 2026 comes with even more changes than normal. A large part of this is due to the tax bill passed last...
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New Year Market & Economic Outlook
2025 was a year where investors had to navigate traffic that kept changing speeds. Markets began with strong momentum supported by AI enthusiasm, solid earnings, and general optimism. But sticky inflation, bond-market jitters, and...
Read MoreWhy Spending Money Is an Art
We all think about how to earn and save money. But how often do we think about how to spend it well? That’s the question Morgan Housel explores in his new book, “The Art of Spending Money.” I recently finished it, and it’s packed with...
Read More2025 Year-End Financial Planning Checklist
Year-end planning matters every year, but new legislation has raised the stakes for 2025.
Read MoreWhat Business Owners Should Know About the New Tax Bill
The One Big Beautiful Bill Act (OBBBA) brings several tax changes that could impact how business owners structure, invest in, and grow their companies. The One Big Beautiful Bill Act (OBBBA) introduces several tax changes that could...
Read MoreFinancial Planning Checklist for New Law Firm Partners
Congratulations on becoming partner, an exciting milestone that brings both opportunity and complexity. While stepping into this new role is a proud achievement, it can also feel overwhelming financially, with significant changes to...
Read MoreWhy Stock Market Prediction Is a Losing Game-And What to Focus on Instead
As a financial advisor, I often get asked: “What do you think the market will do this year?” It’s a fair question that I often think about too much myself. However, it’s a question that reveals a misunderstanding about how...
Read MoreThe "One Big Beautiful Bill Act": How It May Impact You
With a flurry of activity leading up to July 4, Congress passed a sweeping budget reconciliation bill – unofficially referred to as the “One Big Beautiful Bill Act” (OBBBA) – that tackled two main goals for the current administration:...
Read MorePsychology of Uncertainty: Staying Calm Amid Tariff News
This week, the market has undergone significant volatility, which might leave you feeling anxious and apprehensive. Know that we and our extended market research team have been monitoring the situation closely. Below, you'll find...
Read MorePsychology of Investing & Speculation
In the world of investing, one must always be wary of new products and take extra care to understand the mechanics and the risks. With the AI craze and a handful of stocks rising quickly last year, a series of new "leveraged" ETFs were...
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The Most Powerful Tool in Investing
Time and compound interest provide immense power to investors.
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